Legal Disclaimer

Last Updated: August 16, 2025

IMPORTANT NOTICE

Please read this disclaimer carefully. By using Civitas Protocol, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree, you must not use our platform.

General Disclaimer

The information provided on Civitas Protocol platform is for general informational purposes only. All information on the platform is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the platform.

Not Financial Advice

CIVITAS PROTOCOL DOES NOT PROVIDE FINANCIAL, INVESTMENT, TRADING, OR OTHER ADVICE.

  • Nothing on this platform constitutes financial, investment, legal, or tax advice
  • No information should be considered as a recommendation to buy, sell, or hold any cryptocurrency or digital asset
  • We are not registered as an investment advisor with any regulatory agency
  • Always conduct your own research and consult with qualified professionals before making any financial decisions
  • Past performance is not indicative of future results

Investment Risks

CRYPTOCURRENCY AND DIGITAL ASSETS ARE HIGHLY VOLATILE AND RISKY.

  • You may lose some or all of your investment
  • Cryptocurrency values can fluctuate dramatically in short periods
  • Regulatory changes may adversely affect cryptocurrency use, transfer, exchange, and value
  • Technical issues, hacks, or failures may result in loss of digital assets
  • There is no guarantee of liquidity for any digital asset
  • Tax implications vary by jurisdiction and individual circumstances

No Warranties

The platform and all services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability or fitness for a particular purpose
  • Warranties that access to or use of the platform will be uninterrupted or error-free
  • Warranties regarding the accuracy, reliability, or correctness of data
  • Warranties that defects will be corrected
  • Warranties that the platform is free of viruses or other harmful components

Technology Risks

Users acknowledge and accept the following technology-related risks:

  • Smart contracts may contain bugs or vulnerabilities
  • Blockchain transactions are irreversible
  • Private key loss means permanent loss of access to assets
  • Network congestion may delay or prevent transactions
  • Protocol upgrades may affect functionality
  • Third-party integrations may fail or be compromised

Third-Party Content

Our platform may contain links to third-party websites or services that are not owned or controlled by Civitas Protocol. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Regulatory Compliance

Users are solely responsible for ensuring their use of Civitas Protocol complies with all applicable laws and regulations in their jurisdiction, including but not limited to:

  • Securities laws and regulations
  • Anti-money laundering (AML) requirements
  • Know Your Customer (KYC) regulations
  • Tax obligations and reporting requirements
  • Import/export controls and sanctions
  • Data protection and privacy laws

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL CIVITAS PROTOCOL, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM.

Indemnification

You agree to indemnify, defend, and hold harmless Civitas Protocol and its affiliates from any claims, losses, damages, liabilities, including legal fees, arising out of your use or misuse of the platform, violation of these terms, or violation of any third-party rights.

Technology Risks

BLOCKCHAIN TECHNOLOGY AND SMART CONTRACTS INVOLVE INHERENT RISKS:

  • Smart contracts may contain bugs, vulnerabilities, or design flaws
  • Blockchain networks may experience congestion, forks, or other technical issues
  • Transaction fees may fluctuate significantly during network congestion
  • Irreversible transactions - lost or stolen assets cannot be recovered
  • Protocol upgrades may affect functionality or compatibility
  • Third-party integrations may fail or become unavailable

Regulatory Risks and Compliance

IMPORTANT REGULATORY NOTICE: CIVITAS PROTOCOL TOKENS AND SERVICES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 OR ANY STATE SECURITIES LAWS.

  • Our tokens may be considered securities under federal and state securities laws
  • Participation may be restricted or prohibited in certain jurisdictions, including the United States
  • We do not provide investment advice or recommendations
  • Users must comply with all applicable securities laws in their jurisdiction
  • Future regulations may restrict or prohibit cryptocurrency use
  • Tax treatment of digital assets varies by jurisdiction and is user's responsibility
  • Compliance requirements may change without notice
  • Anti-money laundering (AML) and Know Your Customer (KYC) requirements may apply
  • Users represent they are not on any sanctions lists (US, EU, UN, or other)
  • Use is prohibited in sanctioned jurisdictions and by sanctioned individuals

Securities Law Disclaimer

THE TOKENS OFFERED BY CIVITAS PROTOCOL HAVE NOT BEEN APPROVED BY THE SEC, CFTC, OR ANY OTHER REGULATORY AUTHORITY.

  • No regulatory authority has passed upon the merits of these tokens
  • These tokens are speculative and involve substantial risk of loss
  • There is no guarantee of liquidity or market for these tokens
  • Token values may decline to zero
  • Regulatory actions may adversely affect token value and utility
  • Users acknowledge the experimental nature of blockchain technology

No Professional Relationship

Your use of our platform does not create any fiduciary duty, professional services relationship, or any other special relationship between you and Civitas Protocol. We are not acting as your agent, advisor, or representative.

Third-Party Services

Our platform may integrate with or provide access to third-party services, websites, or applications. We are not responsible for the content, policies, or practices of third-party services. Use of third-party services is at your own risk and subject to their respective terms and conditions.

Non-Custodial Platform Disclaimer

CIVITAS PROTOCOL IS A NON-CUSTODIAL PLATFORM. WE DO NOT HOLD, CONTROL, OR HAVE ACCESS TO YOUR DIGITAL ASSETS OR PRIVATE KEYS.

  • You have exclusive control and responsibility for your digital assets
  • We cannot recover lost private keys, passwords, or wallet access
  • We cannot reverse, cancel, or modify blockchain transactions
  • You are solely responsible for the security of your wallet and credentials
  • Lost or stolen assets cannot be recovered by Civitas Protocol
  • We do not provide wallet backup or recovery services
  • Third-party wallet providers have their own terms and risks

Intellectual Property

All content, trademarks, service marks, trade names, logos, and icons on our platform are our proprietary property or that of our licensors. Nothing on this platform should be construed as granting any license or right to use any trademark, logo, or service mark without prior written consent.

Updates and Modifications

We reserve the right to modify this disclaimer at any time without notice. Your continued use of the platform following any changes indicates your acceptance of the modified disclaimer. It is your responsibility to review this disclaimer periodically.

Contact Information

If you have any questions or concerns about this disclaimer, please contact us at:

Email: legal@civitalsxrpl.com

Website: https://civitalsxrpl.com

Acknowledgment and Acceptance

By using Civitas Protocol, you acknowledge that:

  • You have read and understood this entire disclaimer
  • You accept all risks associated with using the platform
  • You will not hold Civitas Protocol liable for any losses
  • You are solely responsible for your decisions and actions
  • You will comply with all applicable laws and regulations

This disclaimer is governed by and construed in accordance with applicable laws. Any disputes shall be resolved through binding arbitration.